Unincorporated Sole Proprietor - MedEx Benefits Consultants

1. Accerta Choice Plans
2. Out-of-Province/Canada Travel
3. Catastrophic/Stop Loss Coverage
4. Dental Plans

› AccertaChoice
› AccertaChoicePlus & AccertaFlex Plans
› Travel Spending Account
› Health Spending Account

› Sample Customer Scenarios

Direct Information


	An Unincorporated Small Business
	An Unincorporated Sole Proprietor
	Incorporated with Employees
	Incorporated Sole Proprietor

Unincorporated Sole Proprietor

Your friends working for large companies often have health and dental coverage that they receive as a tax-free benefit from their employer. You, on the other hand, have to pay for treatment with after-tax dollars. This means that you may have to earn nearly double what the treatment costs to have enough money left after tax to pay for it.

AccertaChoice lets you write off the costs of needed treatment against your income from employment. You can pay for an extensive range of health and dental care with before tax dollars! Get more information here. This is one of the few real tax breaks left for the average Canadian (more info).

Income Tax Act rules limit your coverage to $1,500 for yourself, $1,500 for your spouse and any dependents over 18 and $750 for dependents under 18. These rules also require that you complement your AccertaChoice Plan with Catastrophic Stop Loss Coverage.

Every family has health and dental expenses. And, as we saw with the most recent Ontario Budget, these will likely grow as more and more services are delisted. Why pay these with after-tax dollars?

Tell us a bit about you and your family here, and we will show you how you can save money and provide quality healthcare to your family on an affordable basis. Or, contact us today for details.