Out-of-Province/Canada Travel Emergency and Catastrophic Stop Loss Coverage Benefits
Travel: ( Brief Overview - for further details please refer to the policy documents )

Overall Maximum per Insured Person = $5,000,000 per Coverage Period

All eligible active full-time employees under age 70

Pre-existing Conditions = No exclusions

To be eligible the Health Spending Account should consist of at least 3 members


Catastrophic Stop Loss Coverage: ( Brief Overview - for further details please refer to the policy documents )


All medically necessary Drugs and Extended Health Care Services


Maximum Benefits = $1,000,000


Individual Stop Loss Level = $10,000


Eligibility = All active employees under age 70 living in Canada


Pre-existing Conditions = Covered with some restrictions to the
maximum amount payable.

ANNUAL PREMIUM ( As of January 2005 )

Single = $45.60

Family = $103.56

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